Yeah I worked a call centre when I was renting a flat with five other folks in the kind of bohemian part of town, and having even a shitty full time job put me in the position of being “the guy with money” and yeah if I had it to give I’d give, or at least share my peanut butter.

Anyway that’s all to say that what you’re talking about is real: if you’re in the money (even by a bit) and you start tracking everyone who owes you and ringing them up, you’ll make yourself crazy.