• Ms. ArmoredThirteen@lemmy.ml
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    7 months ago

    Being able to put $30k into anything is not remotely achievable for a ton of people and your wording comes across as very dismissive

    • Kit@lemmy.blahaj.zone
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      7 months ago

      I bought my home with absolutely zero cash in hand. That’s what first time home buyer assistance programs and grants are for.

      • Bibliotectress@lemmy.world
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        7 months ago

        Sure, no problem. Zero down at 7.125% on a home that now costs $350k, but only cost $150k about 5 years ago. I’m sure that’s affordable for a family right now.

        • Kit@lemmy.blahaj.zone
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          7 months ago

          How much is the same family throwing away to rent that same home? How much will their rent be in 10 years? Locking into a mortgage ($2650/mo in your example) is the best way to go, even if the home prices are disgusting compared to 5 years ago.

    • eardon@lemmy.ca
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      7 months ago

      The guy who says he and his partner make $175k/year should be able to afford it.