• Preflight_Tomato@lemm.ee
    link
    fedilink
    arrow-up
    5
    ·
    1 month ago

    More security than privacy, but does provide some:

    Freeze your credit report sharing with all major consumer reporting agencies when not applying for new credit. Without reports, lenders won’t grant new lines of credit in your name. It’s free and timely, as required by US law.

    Credit monitoring companies just run credit checks, which they can’t do with your credit frozen. Check your credit every 3-4 months yourself at annualcreditreport.com (proof of legitimacy).

    Don’t stay informed of breaches, prevent them.

    • LazerDickMcCheese@sh.itjust.works
      link
      fedilink
      arrow-up
      2
      ·
      1 month ago

      You make an interesting point. I’ve always looked at freezing credit as a bad thing because I’ve only frozen my credit in emergency situations