If my train costs more than it would to drive, park, and pay congestion charges, there is something very wrong with the system.

Not sure how they would manage this.

A landlord with a BTL interest only mortgage may be on a rate of ~2% today which in 18 months comes to term and they will need to remortgage on a rate of e.g ~4%. Their repayment will essentially double (that’s a simplification but fine for the example). They will also likely be required to show that the income of the property meets a certain % threshold of the repayment. They will therefore need to increase the rent. The tenent won’t be able to afford it, and it’s likely others won’t either. If you can’t afford to buy a house, you’re not going to be able to go from £1500 a month to £3k.

The landlord won’t be able to remortgage so they will have to sell. When this hits the BTL market, we will have an increase in properties needing to be sold which will reduce prices and for some, a loss for the landlord or lender.

The government needs to do something that will help first time buyers (owner occupiers) get a mortgage reducing the current dependancy on landlords, and banks need to do more to avoid the scenario I lay out here (reduce IO, reduce the number of properties someone can own via BTL etc).

Stamp duty is an obvious one. I’ve paid tax on my income, why should I pay tax to buy my first home. Or even my 2nd home (I don’t mean having a 2nd home I mean the 2nd house I move to and live in as my sole property). Also, with property prices always rising (I realise that prices decrease as well but over time they will always be higher) stamp duty increases. In fact, I think the current plan is to reduce the thresholds in 2025 so this will make things even worse.

Get rid of stamp duty below properties of e.g £5m.

The article focuses on 70+ year olds who have lived in another country for over 50% of their lives. If you have not lived in the UK for 40 or 50 years, and you intend to continue not living in the UK, then please get back in your box. 🙏

I could be wrong but it looks more like they are having a conversation. He’s not immediately taking advantage of the situation to call out and blame the tories for high energy prices, he’s having a conversation and mentioning how his 15 year old son is really tall and would need a big onesie. He’s talking wth her not at her. .

Before getting into politics he spent most of his professional career as a human rights lawyer. This is a small snippet from his Wikipedia page - He was a member of Doughty Street Chambers from 1990, primarily working on human rights issues. He has been called to the bar in several Caribbean countries, where he has defended convicts sentenced to the death penalty.

Not sure how many white people there are in the Caribbean sentenced to death.

deleted by creator

“sorry that fans and the game community in general are experiencing these feelings” not sorry for what I did, but sorry you feel I did something.

I was having issues with crashes in multiple games but rdr2 was the worst. I had a rig built with an i9 14900k and Asus hero z790.

I think I finally found the solution and it was to do with the default bios settings for my Asus MB and my i9 14900k.

In the document linked here…

https://www.intel.com/content/www/us/en/content-details/743844/13th-generation-intel-core-and-intel-core-14th-generation-processors-datasheet-volume-1-of-2.html

Page 98, Table 17, Row 3: Reveals the stock turbo power limits for the 13900K and 14900K CPUs are 253W, not the 4,000+ my MB’s Bios settings default to. Page 184, Table 77, Row 6: Lists the maximum current limit at 307A, far below the MB’s default of 500+A.

I found this information in a Reddit post (https://www.reddit.com/r/overclocking/comments/1axepvu/optimizing_stability_for_intel_13900k_and_14900k/) and followed the settings as follows:

ASUS Z790 Motherboards:

Save your current settings into a profile so you can return to them later if you want.

Reset your BIOS to default settings. Ai Tweaker tab:

Disable MultiCore Enhancement.

Enable XMP(if your RAM supports it).

Set SVID behavior to Typical Scenario.

Set short duration turbo power = 253

Set long duration turbo power = 253

Set max core/cache current = 307Amps

Doing this immediately stabilised the CPU temps as well as bring down the average temp by ~10 to 15c. It’s been a few months now with zero crashes.

Hope this helps someone

I appreciate the Blazing Saddles reference 👌

If I see your company or app advertised on windows 11, you can be sure I will be actively avoiding said company/ App. Even if I need the services advertised, I will be looking for an alternative just because.

👆

I can’t tell if this is a joke or not. I obviously have not read the actual article, so that’s on me.

I’m sure every single one of them would have benefited more than the sum of their donations. The rich very rarely give their money away for nothing in return.

Of the £44.5m in cash received by the Conservatives last year, more than £20m came from two sources: John Sainsbury and Frank Hester, an IT entrepreneur from Leeds who has given £5m personally and another £5m through his firm, The Phoenix Partnership. Hester’s firm has profited from public sector contracts and his ties with the party are under heightened scrutiny following the publication of an investigation by the Guardian that revealed he had said former Labour MP Diane Abbott made him “want to hate all black women” and should be shot.

A further £11.3m came from five individuals:

Mohamed Mansour, Egyptian-born billionaire who controls the behemoth conglomerate Mansour Group, which has interests in real estate, finance, retail and tech: £5m
Graham Edwards, co-founder of one of the largest private companies in the UK, Telereal Trillium, which owns thousands of properties and approximately 60 million square feet of land: £2m
Amit Lohia, son of billionaire petrochemical and fertiliser tycoon Sri Prakash Lohia, chair of Indorama: £2m
Christopher Barry Wood, founder of biotech firm Medannex: £1.3m
Alan Howard, hedge fund manager who co-founded Jersey-based Brevan Howard and has significant interests in crypto-currency: £1m

The last of us 1 and then 2. There are video games and then there’s TLoU p1&2. If you can, play 1 on pc. The controls aren’t great in 1 (IMHO) but kb&m made that so much better. P2 they made the controls much better. It’s a more fun game to play in my experience with less frustrating sections, and whilst people prefer 1 or flat out don’t like 2, I think the drivers for that aren’t to do with the story or game not being good, in fact, I would say p2 is the best story driven game I’ve ever played (better than rdr2 which I loved and is another one you should consider, 1 and 2 actually). People will just not like 1 specific thing or another (there are lots of small things in the game that certain people will have issue with, you’ll understand when you play it) and then because of that 1 thing say the whole thing is bad. People that complain are often louder than those who praise.

He was a barrister who spent most of his legal career working on human rights issues. My hope is that everything Kier says or does, that may suggest any similarity or alignment to Tory policy, is to minimise focus of right wing media and the last 20% of people who still support the current Tory establishment. Fingers crossed anyway.

I was interested until the combat. Looks like a PC game made in the 90s

Wow, I remember that now. You’ve taken me back more than a few years. Thank you!

Mr Do on the colico vision. There was another game we had Carnival. Good (simpler) times.

More companies price gouge as we get closer to the point when they will be unable to blame higher interest rates and inflation