It’s a combination of factors. Having debt itself isn’t as important as payment history, age of accounts, etc. Credit card debt is probably the opposite of helpful; paying off a card every month in full for a long time is much more useful.

Always worth posting this classic.

Yeah. The Republicans ran a ton of anti-trans hysteria ads at all levels, including Trump. The Democrats didn’t significantly address the issue, so the belief is everyone just believed the nonsense from the anti-trans ads.

I am skeptical of this theory until there’s good data to back it up (not holding my breath). I doubt it convinced anyone who wasn’t already transphobic; it may have helped turning out transphobes.

Considering how many Americans have crippling credit card debt, especially poor people, would that be worse? I’m sure they’d still offer those credit builder cards with low limits that you have to deposit collateral for the limit.

The merchant is charged the fee, not you directly as the cardholder. It’s already figured into the price if they accept cards.

I think there is some truth to this.

When I lived in an apartment, many times I would shovel my neighbor’s parking spot if it looked like they were working late during a snow storm. There’s nothing worse than coming home after a long day to three feet of snow you have to shovel immediately.

Or helping someone whose car is stuck in snow and can’t drive away. We’ve all helped at least one person by giving them a push.

I’m sure with control over all government branches again they’ll have the ACA completely replaced in no time. For real this time.

I don’t think he even attempted to do math. Someone asked him about it and said what the current budget was, and he just rectally sourced 2 trillion. I assume he said that because it’s big enough to sound huge, but less than half of spending so people don’t panic that everything will be cut.

It’s meaningless bullshit until he actually says specifically what will be cut. Republicans have been claiming they can cut huge chunks of spending for years, but it never materializes. They only know how cut government income without paying for it.

Also look. If many Americans saw a tomato slice on their burger that was not perfectly round but instead very irregular with lots of divots and varying shades of red, orange, and yellow, they’d bring it to the counter and say they got a rotten tomato.

A local supermarket some years ago put heirloom tomatoes right next to regular tomatoes for basically the same price one summer. They stopped selling heirloom tomatoes after that year because hardly anyone bought them. I did. They were incredible.

Both FFTA games are great!

Age plays a part. I don’t each much sweets as an adult in the US because they are usually cloying. I’d rather have some fruit. It was the opposite when I was a child.

I had some mild sweet Oreos from Korea recently, and I prefer them to normal ones, for instance.

A classic dick of Theseus dilemma.

I’m waiting for something from Sam Harris that doesn’t devolve into a rant your problematic uncle would give. I had to give up at the cut and paste “Muslims are a big problem” part that he’s been parroting since 9/11.

The problem is this basically argues the Democratic party cannot have any diversity of opinions lest the entire party suffer. But Republicans can have fringe members who advocate positions almost all Americans find abhorrent and win across the board.

Also, the trans portion reads like a queerphobic mad libs.

The major reason given is that taxes vary so much in the US by location that it would be onerous for businesses with locations in different areas to print different price tags and advertise prices broadly.

It’s even an issue online because, until you enter your address, the online retailer has no clue what your tax rate will be, and they have to assess tax based on the purchaser’s location. Postal code isn’t always enough, as they can be shared by different cities with different tax rates.

Some areas also vary tax by date (tax free holidays), though I don’t think consumers would care if their total ended up being cheaper than they thought.

A national standard VAT would be the only way businesses might start including tax in price, but there’s no way to do that without a constitutional amendment. States have the power to tax, and they’re not going to stop now even if they receive VAT revenues.

I’ve never played a game where aim assist was done well enough for me. It’s either too little or too much. That is probably me though.

It’s not all of us ☹️

Definitely agree. I used to be a KB/m only person, but have changed my opinion since using a controller for a while out of necessity. Some games are simply better with a controller.

Some are much worse. FPS will never translate well to controller for me. No idea how CoD people play on console. It feels like trying to throw a ball with someone else’s hand by manipulating their elbow.

I got very randomly bumped up to first class on a transatlantic flight for business. I do not travel much for business, especially internationally. So, I definitely should not have had priority over more regular accounts. I have to assume I just got lucky, and that flight happened to have no frequent flyers.

It was an eye opening experience. I got to hang out in a secret lounge. When my flight was ready to board, multiple staff escorted us to the gate. When we landed, we took a private van to a secret side entrance, which had its own first class only passport check. We were brought to another secret first class lounge through hidden back hallways to wait for our connections. The lounge looked down over the terminal, and the exit was a nondescript door you’d assume was a maintenance entrance.

Being around that level of service and the other people in first class, it’s clear the wealthy live in another world. I looked up how much that ticket normally goes for after, and full price is for many people a yearly salary. It was nice, but it seems like a crazy way to divide resources.

I don’t think this individual understands what a hobby is. Your job by definition is not a hobby.

This reminds me of a person I worked with who would wait until the evening to reply to most emails. I assumed this was so at every morning standup they could say they were waiting on someone else to get back on something.