In the not too distant past, my best friend found out her husband had an affair with a mid-teenager. He was careful not to break the consent age, but the whole thing is Yuk all round.
I called him a Paedophile. She argued he’s not. Hebephile is the word - its still effing disgusting to have middle aged men training their sexual interests on people too young to be trusted to drink, to vote, etc.
I work in the finance industry and it’s similar. We have to be certain we’re talking to the right person as fraud is rampant. This is ridiculous.