Not with medical bills. Most of the time you can get away with ignoring them. They sell them to a collection agency for pennies on the dollar, you ignore the phone calls or demand proof that you owe the money.
And more importantly, KEEP DOING THAT. Sometimes, these collection agencies are scummy as fuck. I had an agency try to collect four times for the exact same ambulance bill. Same account number and everything, and I had records from my insurance that they had paid for the agreed amount and closed the account.
Not with medical bills. Most of the time you can get away with ignoring them. They sell them to a collection agency for pennies on the dollar, you ignore the phone calls or demand proof that you owe the money.
And more importantly, KEEP DOING THAT. Sometimes, these collection agencies are scummy as fuck. I had an agency try to collect four times for the exact same ambulance bill. Same account number and everything, and I had records from my insurance that they had paid for the agreed amount and closed the account.