• sunzu2@thebrainbin.org
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    5 days ago

    That loan was likely originated during a different intertest environment. So that commeneter is playing arbitrage

    • JayleneSlide@lemmy.world
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      5 days ago

      This is exactly the case. Also, I worked for a credit union at the time, and employees got a 1% discount on interest rates for loans over a 24 months.

    • explodicle@sh.itjust.works
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      5 days ago

      I can’t speak for the other guy, but these high interest investments were available when I took out my car loan too. That’s why I opted for the longer term loan.